6) For the $$ \$ 2,000 $$ deductible plan, the user pays $$ \$ 1,400 $$ in yearly fees, the $$ \$ 2,000 $$ deductible, and $$ 20 \% $$ of all medical costs over $$ \$ 2,000 $$. What would the user pay for total medical costs of $$ \$ 15,000 $$ (the cost of having a baby)?

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To determine the total amount the user would pay for medical costs of \$15,000 under the described insurance plan, let's break down each component of the costs:

1. **Yearly Fees:**  
   The user pays a fixed yearly fee regardless of medical expenses.
   $$
   \text{Yearly Fees} = \$1,400
   $$

2. **Deductible:**  
   The deductible is the amount the user must pay out-of-pocket before the insurance starts covering costs.
   $$
   \text{Deductible} = \$2,000
   $$

3. **Coinsurance (20\% of costs over \$2,000):**  
   After the deductible is met, the user pays 20\% of the remaining medical costs.
   $$
   \text{Remaining Medical Costs} = \$15,000 - \$2,000 = \$13,000
   $$
   $$
   \text{Coinsurance} = 20\% \times \$13,000 = 0.20 \times \$13,000 = \$2,600
   $$

4. **Total Out-of-Pocket Costs:**  
   Summing all the components:
   $$
   \text{Total Costs} = \text{Yearly Fees} + \text{Deductible} + \text{Coinsurance} = \$1,400 + \$2,000 + \$2,600 = \$6,000
   $$

**Conclusion:**  
The user would pay a total of **\$6,000** for medical costs amounting to \$15,000 under the \$2,000 deductible plan.
The user would pay a total of \$6,000 for medical costs of \$15,000 under the \$2,000 deductible plan.

6) For the \( \$ 2,000 \) deductible plan, the user pays \( \$ 1,400 \) in yearly fees, the \( \$ 2,000 \) deductible, and \( 20 \% \) of all medical costs over \( \$ 2,000 \). What would the user pay for total medical costs of \( \$ 15,000 \) (the cost of having a baby)?

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