Although the majority of Americans think budgeting is important, about____ of Americans actually use a budget. \( 75 \% \) \( 50 \% \) \( 23 \% \) \( 35 \% \)

Did you know that while a whopping 75% of Americans recognize the importance of budgeting, only about 35% actually stick to one? It's a classic case of knowing what’s good for you versus actually doing it! Often, the challenge isn't about the numbers, but rather the mindset and habits surrounding money management. Creating a budget can feel overwhelming, but a common mistake is setting unrealistic goals! Instead of diving into an elaborate spreadsheet, start small. Track your spending for a month to identify patterns, then create a simple budget that you can adjust as you go. This way, you’ll find budgeting can actually be fun and empowering!