Sanders Malone
08/08/2024 · Primary School

Encik Amir merupakan pemegang polisi insurans perubatan utama dengan peruntukan deduktibel sebanyak RM800 dan fasal penyertaan peratusan ko- insurans 80/20. Jika kos rawatan bagi Encik Amir ialah RM15 500, hitung bayaran kos rawatan yang akan ditanggung oleh syarikat insurans dan Encik Amir.

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Encik Amir perlu membayar RM800 sebagai deduktibel. Kos rawatan selepas deduktibel ialah RM14,700. Syarikat insurans akan membayar 80% daripada RM14,700, yang adalah RM11,760. Encik Amir akan membayar 20% daripada RM14,700, yang adalah RM2,940. Jadi, syarikat insurans membayar RM11,760 dan Encik Amir membayar RM3,740 untuk kos rawatan sebanyak RM15,500.

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