Barry bought a new television set for \( \$ 485 \) . He paid nothing down but agreed to payments of \( \$ 42.31 \) per month for \( 12 \) months. Find the finance charge and the annual percentage rate for the loan using the APR table. The finance charge is \( \$ \) ___

A \( \$ 160,000 \) mortgage is to be repaid over a 20 -year period by end of the month payments rounded up to the next-higher \( \$ 100 \). Interest is \( 5.44 \% \) compounded semi-annually. (a) Determine the number of rounded payments required to repay the mortgage. (b) Determine the size of the last payment. (c) Calculate the amount of interest saved by rounding the payments up to the next-higher \( \$ 100 \). (a) The number of monthly payments require to repay the mortgage is 237 ... (Round up to the nearest whole number.) (b) The size of the last payment is \( \$ \square \). (Round to the nearest cent as needed.)

A lawnmower was traded in for \( R 236 \) after 10 years. The depreciation was calculated at \( 9,2 \% \) p.a. on a straight-line basis. Determine the cost of the lawnmower 10 years ago.

(ii) शेयर सदस्यहरूको सङ्य्या पत्ता लगाउनुहोस् । (Find the Model 4 Problems based on finding net profit. 5A. एउटा ट्राभल्स एजेन्सीले यसको नाफाको \( 5 \% \) लाभांशको रूपमा यसका 500 शेयर सदस्यहरललाई बराबरी बाँड्यो । यदि हरेक शेयर सदस्थले रु. 30,000 लाभांश पाए भने A travel agency distributed \( 5 \% \) of its profit as a dividend among its 500 share holders equally. If the dividend received by each share holder is Rs 30,000 , (i) सो ट्राभल्स एजेन्सीको कुल नाफा पत्ता लगाउनुहोस् । (Find the total profit of the travel agency.) (iii) हरेक शेयर सदस्यले जस्मा कति नाफा गरेका रहेछन् ? (What is the total profit of each share holder?)

a. The future value of \( \$ 590 \) six years from now at 5 percent. b. The future value of \( \$ 1,000 \) saved each year for 10 years at 7 percent. c. The amount a person would have to deposit today (present value) at

Convert an interest rate of \( 10 \% \) p.a. compounded quarterly to an annual effectiv interest rate.