The type of credit people are most likely to use for small purchases during their lifetime is a credit card. a personal loan. an auto loan. a mortgage.

Credit cards are the go-to choice for many people when it comes to making small purchases. Their convenience and accessibility make them ideal for everything from a quick coffee run to online shopping sprees. Plus, with rewards programs and cash-back options, users can often earn perks while they spend! However, it's essential to be mindful of credit card debt. The allure of spending without immediate payment can lead to overspending and high-interest debts if not managed carefully. Always aim to pay off the balance each month to keep your finances happy and healthy!